General information, not financial, investment, legal, tax or betting advice · Prediction markets carry risk of loss · 18+ or the legal age in your region
Prediction MarketIndex
Prediction Market Index/Platforms/Polymarket/Payments and funding
Payments and funding

Paying into and out of Polymarket

How funding works on Polymarket: USDC on Polygon for the international app, and conventional card, bank, and USDC methods on the CFTC regulated US version. Deposits, withdrawals, timing and KYC explained. Information, not advice.

By Morten AndersenFounder and editor · Two decades in advisory, hospitality and mediaEditorial review by Fredrik Filipsson · Last reviewed 4 March 2026

Last reviewed 4 March 2026 · Facts as of March 2026 · Illustrative editorial examples

Payments and funding

Polymarket — funding.

Rated 86/100 overall. Read the full profile →

How funding works on Polymarket: USDC on Polygon for the international app, and conventional card, bank, and USDC methods on the CFTC regulated US version. Deposits, withdrawals, timing and KYC explained. Information, not advice.

Custody of funds
Historically onchain in USDC; US route follows the intermediary's custody terms.

Figures are indicative and dated. Confirm the current terms on the platform before acting.

FAQ

Questions readers keep asking.

How do I deposit on the international version of Polymarket?

Fund with USDC on the Polygon network, sent from an exchange that supports Polygon withdrawals or from a self custody wallet. Select Polygon as the network, not Ethereum, and confirm the address. Deposits usually appear within a few minutes.

Can I use a debit card or bank transfer on Polymarket?

On the US version, yes. You can deposit with a debit or credit card, an ACH bank transfer, or USDC, and the platform converts fiat for you. The international version is USDC on Polygon only.

How do I withdraw from Polymarket?

On the international version, send USDC from your portfolio to a Polygon address such as your exchange deposit address. The US version follows the methods supported for your verified account. Confirm current options on the platform.

Do I need identity verification?

US users complete full identity verification under CFTC rules. The international app has historically required less, but you should confirm the current requirement for your account.

Why does the network matter when sending crypto?

Polymarket uses USDC on Polygon. Sending on the wrong network, such as Ethereum, can lose your funds or cost far more in fees. Always choose Polygon and double check the address before sending.

Keep reading
Platform profile
Polymarket, rated and reviewed
All ratings
Every platform, scored
Legality
Where it is legal, state by state

How to verify this, and where

This page describes Polymarket as we assess it. Platform mechanics, fees, and terms change, so verify the current detail before you rely on it.

Facts as of March 2026. General information, not financial advice.